A trader can study economic and political events to form a basis for future decisions in regards to currency exchange. To trade and make a return from forex trading, one needs to invest both money and time. In addition to money, they must also invest their time learning the markets, understanding technology and trading strategies. With an understanding of the markets, currency trends, and risk management, traders can make the most out of their investment. Therefore, money and time can be combined to gain returns from forex trading.