With the bitcoin halving coming in just a couple months and many companies opening up to accepting bitcoin as a payment method, the btc price will definitely keep going up in 2020. Demand is increasing and the supply is shrinking. Also, there is an ETF that will probably be approved in 2020. The Wilshire Phoenix has an application with the SEC for a bitcoin ETF that will be tied to United States Treasuries. This ETF has the highest chances of getting approved and if it is the common person wont be able to afford owning bitcoin.